Finance Options
As you invest in beautiful furniture and homewares to create a home you love, you may wish to explore your finance options.
Interest Free Finance - We have a selection of everyday options available in-store only for you.
Q Mastercard & Q Card
18 Months Interest Free*
*18 months interest free is available on Long Term Finance (LTF) for in-store purchases only until 26/05/2025. Min Spend $500. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate of 28.95% p.a. applies to outstanding balance at the end of LTF interest free period. Other interest rates and fees may apply. Rates and fees are subject to change. New customers need to apply and be approved for a Q Mastercard credit card. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice.
Long Term Finance available*
*Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply.
Minimum spend applies. Standard Interest Rate of 28.95% p.a. applies to outstanding balance at the end of LTF Interest Free Period.
Click here for full Ts&Cs.
Don’t have a card? Apply for a Q Mastercard today!
Gem Visa
*12 months interest free is available on GEM VISA
Minimum purchase $500. Minimum monthly payments required. Offer available for in-store purchases only until further notice.
*Credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($55 Gem Visa (charged $27.50 half yearly) / $55 Gem CreditLine (charged $27.50 half yearly)). Prevailing interest rate (currently Gem Visa 29.49% p.a./ Gem CreditLine 29.95% p.a.) applies after interest free term ends. For cash advances, an interest rate of 29.95% p.a. and fees of ($2 Gem Visa/$6 Gem CreditLine) applies. Further information on rates and fees can be found at gemfinance.co.nz. Credit provided by Latitude Financial Services Ltd.
Please note that finance is only available when used in-store, it is not available when purchasing online.